Monthly Archives: February 2013

Do you need an investment life guard (ERISA 3 (38) investment manager)?

Does your investment guide give you a false sense of security? It doesn’t seem to be wise to take on risks where there is no reward. Yet, if you are like most plan sponsors you are taking on the risk … Continue reading

Posted in 401k Monitoring, ERISA 3(38) Investment Manager, ERISA plan, Investment management, Investment Monitoring, Investment selection, Investments | Leave a comment

Would you rather have a 401(k) $100,000 balance or a $198,000?

Assuming that this is not a trick question, hopefully you answered the latter. Recently, I did an analysis of a Chicago law firm with about a $50 million total balance. Had they been in a portfolio based on principles of … Continue reading

Posted in 401k Monitoring, 401k Review, Investment management, Investment Monitoring, Investment selection, Investments, Uncategorized | Leave a comment

Cash balance plans for retirement planning

Many retirement advisors recommend that you save at least 10% for your future retirement. I believe that you should have a retirement planning professional calculate your number. After that exercise, you may find that you need to engineer a savings … Continue reading

Posted in 401k Savings, Cash balance, Fiduciary duties, Retirement planning, Retirement savings | Tagged | Leave a comment